Muted demand: Home loan growth falls to 2.7% in FY25

India’s retail lending sector experienced a slowdown in FY25, according to CRIF High Mark’s report. Home loan originations saw a significant drop in growth, rising by only 2.7%. Personal loans also declined, with a 2.9% decrease in origination value. Two-wheeler and auto loans experienced reduced growth, while consumer durable loans showed muted expansion. Credit card issuance fell sharply by 26.4%.