RBI floating rate bond offers 8.05% return: FRSB outperforms most bank FDs and PPF; what conservative investors need to know

Reserve Bank of India keeps the Floating Rate Savings Bonds interest rate at 8.05% for July to December 2025. This rate is higher than many bank fixed deposits. These bonds offer safety and good returns. The rate is linked to National Savings Certificate and recalibrated every six months. These bonds are good for long-term conservative investors seeking steady income.