How Indian middle-class families can build over INR 1.2 crore in just 10 years, without a big salary– CA shares tips

CA Nitin Kaushik suggests that middle-class Indian families can accumulate INR 1.2 crores in 10 years through disciplined financial planning. His strategy involves early investment in SIPs and PPF for children, patient home buying with substantial down payments, and boosting retirement savings beyond EPF. Kaushik emphasizes consistent saving habits, avoiding lifestyle inflation, and tracking expenses to achieve financial goals.