Student loan forgiveness under IBR plan temporarily paused in the US: What borrowers need to know now

In the United States, the Education Department has paused the Income-Based Repayment plan. This impacts nearly two million student loan borrowers. The pause is due to legal challenges and recalculations across repayment programs. Borrowers should continue making payments during this time. Refunds will be provided for overpayments. The IBR plan remains active, but forgiveness processing…

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How to solve fractions with ease: A practical guide for adding, subtracting, and multiplying

Fractions, often perceived as daunting, become manageable with the right approach. Addition and subtraction require finding a common denominator, while multiplication involves directly multiplying numerators and denominators. Division simplifies by multiplying by the reciprocal of the second fraction. Simplifying early, converting improper fractions, and managing negative signs are essential strategies. With practice, fractions transform into…

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‘Time for essential thinking’: EC defends Bihar electoral revision drive; questions critics

Amidst opposition protests, the Election Commission defended its intensive revision of Bihar’s electoral rolls, emphasizing its commitment to fair elections and a strong democracy. The commission highlighted discrepancies found, including deceased and shifted electors, asserting the exercise’s aim to purify the electoral process by removing ineligible voters. Opposition leaders, however, condemned the move as an…

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Midcaps outshine smallcaps long-term; offer more stability; deliver ‘risk-adjusted returns’

Midcap mutual funds have historically provided superior long-term returns for SIP investors compared to smallcap funds. Over 10 and 15-year periods, the Nifty Midcap 150 TRI outperformed the Nifty Smallcap 250 TRI, showcasing better risk-adjusted returns and stronger business fundamentals. Despite trading at a premium, midcaps exhibit greater stability and lower drawdowns than their smallcap…

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Zodiac signs that rarely show their feelings

Scorpio, Capricorn, Aquarius, Pisces, Gemini, and Sagittarius are zodiac signs known for concealing their emotions. Scorpios are intensely private, while Capricorns maintain a stoic composure. Aquarians value independence, and Pisceans avoid burdening others. Geminis fear judgment, and Sagittarians prioritize freedom, leading them to hide their true feelings beneath a calm exterior.

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