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Nabard aims to complete the IT integration of amalgamated Regional Rural Banks by September 30, streamlining rural banking services. Post-merger, 28 RRBs operate across 26 states and 2 UTs, with Nabard building digital infrastructure to expand rural outreach. Efforts include digitizing agricultural value chains, deploying blockchain for crop traceability, and strengthening Business Correspondent networks to bridge the rural-urban income gap.