Why more student loan borrowers are pausing payments and what you need to know before you do the same

A growing number of UK-based student loan borrowers are pausing their payments through deferments and forbearances. While these options can offer vital short-term relief and help avoid default, they come with risks — especially interest accrual during forbearance. Experts warn these are not long-term debt solutions. Understanding the difference between deferment and forbearance, and knowing when interest applies, is essential for borrowers seeking temporary financial reprieve without sabotaging their future repayment progress.