The number of US federal student loan borrowers pausing payments has more than doubled since 2024, with over 13 million in forbearance or deferment. The repeal of the Biden-era SAVE plan and delays in income-driven repayment applications have worsened repayment struggles. Borrowers face higher monthly payments and growing loan balances due to accruing interest, impacting long-term financial goals such as buying a home or saving for retirement, as reported by the CNBC.